Terms of Use

This English version is the binding version of this document. The Spanish version is drafted, not machine-translated; the other languages of the site are courtesy translations generated by the platform. If you are a consumer, the mandatory rules of your country and the pre-contractual information we give you in your language apply in every case.

Earlier versions are in the version archive, and each archived version keeps the figures that applied while it was in force.

1. Who we are and what you accept

1.1. Bernuvia is the operator of the Service. You can reach us through the contact form, which is our single channel: enquiries, reports, complaints, appeals, security notices and data protection matters all come in there, each with its own category. The report, complaint, appeal and data protection categories are not subject to the one-message-per-day limit we apply to the rest, and we tell you the outcome of each by email. Identification of the provider of the Service is given before it becomes due and, in any event, to anyone who asks for it through that form.

1.2. These Terms govern your use of the site, its subdomains, its API and its MCP server (the "Service").

1.3. By creating an account, by publishing a template and by buying, you accept these Terms, the Privacy Notice, the Content Policy and the Availability page, which form part of them.

1.4. We record your acceptance when you create your account (these Terms and the Privacy Notice) and on every paid purchase (these Terms and the consent in clause 16.2), with the date, the time, the version of the document, the language it was shown to you in, and a cryptographic fingerprint of your IP address. Claiming a free template records no acceptance, because there is no price and no sale. When we publish a new version, the previous one stays in the version archive with the figures that applied at the time, and we ask you to accept the new one.

2. What Bernuvia is

2.1. Bernuvia is a marketplace. We connect people who build code templates with people who buy them, and we provide the publishing, held-payment and dispute infrastructure.

2.2. We are not the author, publisher or seller of the templates. The sale is made between the buyer and the seller. We do not write the code, we do not audit its security and we do not verify who its real author is. We make no warranty as to the quality, security, originality or legality of what is published.

2.3. We review templates before publishing them to check that they are real, complete products within what they claim to be and that they comply with the Content Policy. That review is an admissibility check: it is not a security audit and it is not a verification of ownership, and passing it amounts to no warranty on our part.

2.4. What we are not. We provide no payment, virtual asset exchange, custody, money transmission, investment or advisory services, and we act as nobody's agent, broker, fiduciary or representative. We are not a party to the sale made between buyer and seller.

2.5. Hosting. We host third-party content and have no general obligation to monitor it. Our admissibility review, our voluntary removals and our investigations do not give us knowledge of that content and do not deprive us of the liability exemptions available to a host.

3. Definitions

• Seller (also *builder*): someone who publishes templates for sale.
• Buyer: someone who purchases a template.
• Template: the source code, files, documentation and assets a seller publishes as a single product.
• End Product: the site, application or program you build incorporating a template, which can function on its own once the original template is removed as distributable material.
• Deposit Contract: the smart contract on the Polygon network that holds the amount of a purchase until it is released or refunded. Its address is published on Security.
• Balance: the amount in USDC credited to you and available for withdrawal.
• Wallet: the Polygon network address associated with your account.
• Agent account: autonomous software with its own account, created and controlled by a human owner.
• Committee: the group of people at Bernuvia who decide disputes and execute their resolution with a multi-signature wallet.

4. Who can use Bernuvia

4.1. You must be at least 18 years old and have legal capacity to enter into contracts. If the age of majority in your country is higher, that one applies. When you create your account you declare, in the same sentence by which you accept these Terms, that you are 18 or older.

4.2. We do not allow accounts belonging to minors. If we detect one, we suspend it and return the available balance where technically possible.

4.3. The student programme and the educational materials we publish are addressed to adults and do not enable use of the Service by minors.

4.4. If you are acting on behalf of a company, you represent that you have authority to bind it.

4.5. You may not hold multiple accounts to circumvent fees, limits, suspensions or the referral programme. Agent accounts created under clause 8 are not multiple accounts.

5. Where the Service is available

5.1. Availability is organised in three layers and is described in full on the Availability page, which forms part of these Terms: sanctioned territories and persons, countries where we do not hold a required authorisation, and countries where operating with virtual assets is prohibited.

5.2. By using the Service you represent that none of those situations applies to you and that you are not acting on behalf of anyone to whom it does.

5.3. Today we do not block access by country and we do not require identity verification in order to use the Service. We may apply geolocation controls, identity verification and wallet address screening, and we may block transactions, hold open transactions or close accounts where those controls return a result that prevents us from doing business with you.

5.4. You may not use virtual private networks, proxy servers or any other means to circumvent those restrictions or to misrepresent your location.

5.5. If your country becomes restricted after you have already transacted with us, we apply the orderly wind-down described on the Availability page: no new purchases or listings, open deposits run their course, and your balance can be withdrawn without restriction, absent a legal impediment.

5.6. Technical availability. The Availability page also sets out, in its section 5, the technical availability of the Service: we offer no committed service level and no credits for interruptions, and we do not undertake to keep the Service, or any of its features, running indefinitely. That section forms part of these Terms.

6. Your account

6.1. You can create your account with Google, with GitHub, or with your email and a single-use code. Your username is public, unique, and is also your referral code.

6.2. The account email cannot be changed: your wallet is derived from it (clause 10).

6.3. You are responsible for keeping control of your email and for all activity on your account.

6.4. Important warning: your authentication method is what gives access to your wallet. Whoever controls your email, or your Google or GitHub account, can operate your funds. Turn on two-factor authentication, which we also require when you sign in with Google or GitHub if you have it enabled.

6.5. An unused session expires, and expires in any event once its absolute term has passed. Tell us immediately through the contact form if you detect unauthorised access.

6.6. Deleting your account. You can close your account whenever you want, and doing so is irreversible. We cannot delete it while your wallet holds a balance: if USDC remains in it, or an amount is still withdrawable from the Deposit Contract, deletion is refused until you withdraw, and if we cannot check that balance, we do not delete either. When it is deleted, your email is blocked for good, and with it goes access to the wallet derived from that email: there is no seed phrase and no key export, so whatever is left at that address, or arrives later, will be unrecoverable, including by us. Withdraw your balance and close out your open transactions first. We are not liable for a balance lost to a deletion you confirmed with that warning on screen.

7. Identity verification

7.1. We do not require identity verification in order to use the Service. There is no check of documents, of address, or of source of funds.

7.2. We may ask you, as a condition for transacting, depositing, receiving payment or withdrawing: government-issued identification, proof of address, information on the source of funds, tax information and, for companies, corporate documentation. We will do so where a legal obligation requires it or where there are indications of fraud.

7.3. If you do not provide the information requested, or it turns out to be false, we may suspend your account and hold pending transactions for as long as necessary to meet our legal obligations.

8. Agent accounts

8.1. An agent account is a separate account, with its own wallet, a reserved identifier carrying an agent prefix and its own credential, and it always belongs to a human owner.

8.2. An agent account is not a subject of rights or obligations. Everything it does is attributed to its owner as if the owner had done it personally. The owner is bound by the purchases, listings, payment authorisations and withdrawals its agent executes, whether or not the owner anticipated or supervised them.

8.3. The owner is liable to Bernuvia and to third parties for the acts of its agents. A programming error, unexpected model behaviour or a failure in the owner's own systems is not an excuse.

8.4. We do not hold the private keys of agent wallets. The agent brings its own wallet and proves it controls it by signing a cryptographic challenge. It signs and pays for its own purchase deposits, its membership authorisation and its withdrawals: we do not sponsor its gas.

8.5. The only charge we issue through our relayer is the seller membership charge, and only up to the cap and at the frequency the agent itself authorised by signature. Any charge that would exceed that cap is not executed. The membership charge is still issued even when the agent switch is off: what is being paid for is the listing already published.

8.6. Limits. An agent's toolset does not include these functions, and our server denies them when requested: accessing its owner's account, writing reviews, taking part in the referral programme, purchasing templates from its owner or from agents of the same owner, and accessing administrative surfaces.

8.7. Transparency. Templates published by an agent account are visibly identified as such and its profile states that it is one. Presenting an agent as a natural person is prohibited. Agents are excluded from people metrics, from reviews and from the referral programme.

8.8. Control. From My agents you can rotate or revoke your agent's credential and suspend it whenever you want. The credential expires after one year. If we suspend you, its credentials stop working. We may disable agent operation across the platform for security reasons and without prior notice, and we may suspend an agent account with a lock that only we can lift.

8.9. Technical error. If a purchase executed by an agent contains a material error, the route is the ordinary dispute in clause 15, and you can also complain to us through the contact form. No purchase already deposited can be undone outside the Deposit Contract.

9. Use through the API and the MCP server

9.1. You can operate your own account with an assistant through our API or our MCP server, using credentials you create in Tokens. That does not create an agent account: the transactions happen in your account, with your permissions, and clauses 8.2 and 8.3 apply equally.

9.2. Each credential carries scoped permissions by group (read, buy, sell) and only enables the functions in those groups. The secret is shown once only when you create it; we store only its fingerprint. It expires after one year and you can revoke it at any time.

9.3. Credentials never sign payments and never withdraw funds. When an operation requires a signature, the platform returns the data to be signed and you sign it with your wallet. A stolen credential cannot move your money.

9.4. The API and the MCP server have master switches and per-function switches. We may turn them off, rate-limit calls and deny functions, without prior notice, for security or capacity reasons.

9.5. What an assistant tells you about a template or a transaction is generated text: the source of truth is the site and the chain.

10. Your wallet and your balance

10.1. When you create your account, a wallet on the Polygon network is generated for you inside the secure environment of thirdweb, an independent infrastructure provider. Bernuvia does not hold your private key and cannot export it.

10.2. Your wallet is derived from your account email: same email, same wallet, and that is why the email cannot be changed.

10.3. The single-use code that identifies you is issued and sent by us, by email; with it our server signs, for thirdweb, the assertion that this email is you, and thirdweb unlocks the wallet. That means whoever controls your email can operate your funds and that your access also depends on our authentication service. In some payments made without a session, the code is sent by thirdweb directly.

10.4. There is no seed phrase, there is no key export, and we cannot reinstate or transfer your wallet. If you lose access to your email, you lose access to the funds in it. We are not liable for losses arising from your email or your credentials being compromised.

10.5. We never sign on your behalf the operations that are yours to sign: the deposit for a purchase, the closing of a dispute on expiry, and your withdrawals are signed by you.

10.6. What your balance is not. The amount we show you as available balance is not a bank deposit. It is not covered by any deposit guarantee scheme or equivalent. It does not earn interest or yield.

10.7. USDC. USDC is issued by a third party unconnected to us. We are not responsible for its stability, its backing, its liquidity, any loss of its peg, or decisions of its issuer, including the freezing of addresses, which it can carry out without our involvement.

10.8. Withdrawals. You can withdraw to any external wallet from a minimum of 0.01 USDC. We may hold a withdrawal for as long as necessary to complete security or compliance checks. Transfers to incorrect addresses are irreversible and non-refundable: check the address and the network before confirming.

10.9. Your credited money stays yours. We do not hold back balance already credited: withdrawals remain available even if we pause the other operations or suspend your account, absent a legal impediment, a pending dispute or an ongoing investigation into the conduct that gave rise to the measure.

11. Deposits and conversion

11.1. You can fund your account by transferring USDC from another wallet, converting from another virtual asset, or buying with a card.

11.2. Conversions and card purchases are carried out by external providers, under their own contract, their own fees and their own verification requirements, inside the component shown to you at the time of payment. We are not a party to that relationship and we are not responsible for the exchange rate applied, for rejections, for delays, or for those providers' compliance decisions.

11.3. Deposits sent on a network other than Polygon, or in an unsupported asset, may be irrecoverably lost and we do not guarantee their recovery.

12. Prices, fees and taxes

12.1. Prices are shown in USDC. The price that applies is the one you see and sign at the time of purchase, in a quote valid for 15 minutes which the server recalculates when the order is created: the price on screen is a preview, the signed quote is the contract. The USDC price you see is the total amount of the purchase: we add no handling charges and no surcharges. The only amount added is the network fee in clause 12.7, charged by the network itself.

12.2. Fee. Bernuvia charges a fee on each sale, today 3.8%. The one that applies is the one recorded in your order, signed in the quote and no longer alterable: a later change does not touch it. The Deposit Contract additionally imposes an absolute, unchangeable cap of 10%.

12.3. The fee always comes out of the seller's share. It is calculated on what the seller keeps, so on a partial refund it falls with it and on a full refund it is zero. It is never charged on the part returned to the buyer.

12.4. We will announce any increase in the fee 30 days in advance and it will not affect transactions already under way. Towards sellers, notice will never be less than 15 days, and a change may take immediate effect where a legal obligation requires it or where it answers a security risk; towards consumers we keep the 30 days. The contract's 10% cap cannot be raised by any route.

12.5. Reference prices. Where we display a struck-through prior price, it will be the lowest price that template actually had during the preceding thirty days, on every surface where we display it: the listing, the catalogue, the home page, the cart, the carousels, seller profiles and whatever our API and our MCP server return. Where there is no history to evidence it, we strike through no price at all.

12.6. Taxes. Each user is responsible for declaring and paying the taxes applicable to their transactions, including those arising from holding and disposing of virtual assets. Today we do not calculate, collect or withhold indirect taxes on sales. We may withhold amounts and require tax documentation where the law obliges us to, and we may be required to report information about sellers and their transactions to tax authorities. The price does not include taxes that may be due in your jurisdiction: each party answers for its own under its own law.

12.7. Network fee. On top of the price, the deposit for your purchase carries the Polygon network fee, charged by the network itself and not by us, and to pay it you need a small POL balance in your wallet. Checkout tells you so before you sign. If your wallet lacks POL for the deposit, we may try to send you a minimal top-up before you sign; it is a courtesy subject to limits, not an obligation, and it may not happen. That fee is not part of the price, we do not set it, we do not receive it and it is not refundable. The same goes for closing a dispute on expiry and for your ordinary withdrawals, under clause 13.8.

13. How a purchase works

13.1. The sale is made between you and the seller when you sign the deposit and it is confirmed on the network.

13.2. The amount goes into the Deposit Contract on the Polygon network and is held there: it is not transferred to the seller until a release condition is met. The contract address and its verifications are on Security, and every transaction can be checked on the block explorer.

13.3. States of a purchase. Before payment: quoted, expired or cancelled. From payment onwards: paid, delivered, in dispute, released, refunded and resolved. You can see them in My purchases, grouped so they make sense.

13.4. The download is enabled as soon as payment is confirmed on the network, before the review period has run. Having downloaded does not take away your right to open a dispute.

13.5. Review period. Its length is the one recorded in your order, signed in the quote, and today it is 24 hours. It runs from the moment payment is confirmed on the network, not from the download. It is never less than 72 hours nor more than 30 calendar days.

13.6. Release. When the period expires with no dispute open, the amount is released to the seller. That release is sent by our relayer and we pay the gas. Anyone could send it: the contract does not depend on our key for the seller to get paid.

13.7. There is no early confirmation. The buyer's dashboard does not offer a button to release early: the amount is released when the period expires or by resolution of a dispute. Early release exists only through our API, for agent accounts, and it waives the dispute.

13.8. Who signs each step.

• The deposit for your purchase is signed by you, from your wallet, and you pay its network fee in POL, under clause 12.7.
• The automatic release on expiry is sent by our relayer, with our gas.
• The resolution of a dispute is executed by the committee with a multi-signature wallet, with our gas.
• The closing of a dispute on expiry is signed by you, and you pay its network fee.
• Your withdrawals are signed by you. If we enable gasless withdrawal, you sign the order and we send it.

13.9. Our role. We administer the deposit mechanism and decide disputes under clause 15. We do not acquire ownership of the amounts deposited and do not apply them to our own assets, other than the fee deducted on release.

13.10. Pausing the contract. We may pause the Deposit Contract for security reasons or because a legal obligation requires it. While it is paused, funding, release, refund and the opening and closing of disputes are all unavailable, and the clocks stop and resume when we reactivate it: a pause does not consume your review window or your dispute period. Withdrawals of balance already credited remain available.

13.11. Technical risk. The Deposit Contract is software. It may contain defects, be attacked, or be affected by failures of the Polygon network. We take reasonable security measures and publish our internal audits on Security, but we cannot guarantee the absence of defects or offer any guarantee of outcome as to the integrity of the funds deposited.

14. Delivery and download

14.1. The download is enabled in My purchases as soon as payment is confirmed on the network.

14.2. We keep the download available for as long as your account is active and the template has not had to be withdrawn for legal or security reasons. If the seller withdraws the template on their own initiative, you keep your download and see a notice that it will no longer receive updates.

14.3. There is an anti-abuse hourly download limit, per buyer and per template, which we show you in [My purchases](/mis-compras). We recommend keeping a local copy of what you buy.

14.4. A full refund revokes access to the download and terminates the licence. A partial refund does not revoke it: you keep the template and the licence.

14.5. We do not guarantee perpetual availability. If a template has to be withdrawn following an intellectual property claim, an order from an authority or a security risk, the download may cease. We will notify you as far in advance as possible.

15. Disputes

15.1. Only the buyer opens a dispute. It is opened from My purchases within the review period, describing the problem. Opening it freezes the release automatically and stops our release process, with no need to contact anyone.

15.2. The seller has no transition available while the order is in dispute. They defend themselves by contributing their version and their evidence to the file, which both parties can add to for as long as the order stays open. There is no deadline for submissions: whatever arrives before the decision is read.

15.3. Grounds. Grounds we will consider include: the template does not match its description; it does not include the components advertised; it cannot be run by following its own documentation; it infringes third-party rights; or it contains malicious code. Not grounds: buyer's remorse outside the statutory withdrawal period, the buyer's lack of technical knowledge, incompatibility with environments that were never advertised, or the absence of features that were never promised. The reason is written freely: this list is the standard by which we decide, not a form to fill in.

15.4. Time limits. From the opening, the Deposit Contract allows 30 calendar days to resolve, and the committee can extend that once only by another 30. Our management objective is to decide in under 20 calendar days. That is an internal management objective, not a contractual deadline: it does not alter the Deposit Contract's own periods or your closing on expiry under 15.5, and failing to meet it gives rise to no compensation. In the 48 hours before expiry we execute no resolution, so as not to collide with the closing that belongs to you.

15.5. If the period expires with no resolution, you close it yourself with a full refund and zero fee. You sign that closing and it is exclusively yours for the 30 days following expiry. After those 30 days of grace, anyone can close it, always with the same split: 100% to the buyer and zero fee. No dispute stays open forever and none depends on us acting.

15.6. Cap on openings. Each purchase allows a maximum of three dispute openings. Withdrawing a dispute does not renew the period: the 30-day clock is the one that started with the first opening.

15.7. Possible outcomes. Release to the seller, full refund or partial refund. Above the high-value threshold, today 500 USDC, the decision requires the agreement of more than one person on the committee; the threshold that applies is the one frozen when the dispute was opened. Execution goes through multi-signature and is recorded on the chain.

15.8. The committee sees the full file, including whether the buyer downloaded the template, and takes it into account.

15.9. Our decision is a contractual decision administering the deposit mechanism. It is not an arbitral award or a court ruling, and it does not prevent you from pursuing whatever route is available to you, including consumer authorities and the courts.

15.10. We receive no financial incentive tied to the outcome of decisions: on a full refund our fee is zero.

15.11. Repeated and manifestly unfounded use of the dispute mechanism is grounds for suspension.

15.12. How all of this works, step by step, is in the disputes documentation.

16. If you are a consumer

16.1. Withdrawal. If you are a consumer habitually resident in the European Union, the European Economic Area or the United Kingdom, you have 14 calendar days to withdraw from the contract without giving reasons.

16.2. Consent to immediate performance. For digital content, that right is lost if you give your prior express consent to performance beginning immediately and acknowledge that by doing so you lose it. We ask you for both during checkout, with a mandatory box that is not pre-ticked, checked on the server as well, and we record your consent with the date, the time and the version of these Terms. Without that box the purchase is not enabled, and if the record cannot be stored, the purchase is not created. We confirm the consent and the acknowledgement in your purchase email, which stands as your durable medium. Claiming a free template records no acceptance, because there is no price and no sale.

16.3. If we do not ask you for that consent, or we fail to inform you properly of this right before you contract, the right is preserved and we will honour it with a full refund even if you have already downloaded; in the second case the period is extended by twelve months.

16.4. Conformity. The template must match its description and be fit for what is ordinarily expected of digital content of its kind. If it is not, you are entitled to have it brought into conformity and, if that is impossible or not done within a reasonable time, to a price reduction or to terminate the contract with a refund. During the first year, the defect is presumed to have existed at the time of supply. That right is against the seller, your counterparty and the only party owing conformity. Bernuvia is not the trader in that sale: we provide the deposit and the dispute mechanism so you can enforce it. Where a dispute ends in a refund, the money goes back on chain within 14 days of the decision, at no cost to you and with no fee of ours.

16.5. The dispute mechanism in clause 15 is in addition to your statutory rights and neither replaces nor limits them. You can use both.

16.6. If that consent is not enough in your jurisdiction. Write to us through the contact form with the complaint category and your order number within 14 days of the purchase. There is no model form to fill in: your message is enough. If the funds are still on deposit, the refund is made through the dispute mechanism in clause 15, which is the only thing that can move that money. If they have already been released to the seller, we do not hold the money: we take the refund up with the seller and tell you the outcome by email, without being able to guarantee it.

17. Template licence

17.1. One price, one licence. Every template is sold at a single price and under a single licence of use. There are no licence tiers and no paid extensions of scope.

17.2. What you may do. When you buy a template you obtain a perpetual, worldwide, non-exclusive licence to use its code: download it, modify it freely, deploy it, build End Products with it for yourself or for your clients, and charge for your development work. Access by your end users to that End Product may be free or paid, with no restriction on our part.

17.3. What you may never do.

• Resell, redistribute or make available the template as such, inside another template, inside a tool, or together with its source files.
• Do any of those things even if you have modified it, where the result is still essentially the same template.
• Do any of those things even free of charge.
• Incorporate it into a product whose principal value consists of access to the template itself.
• Publish it again on Bernuvia as if it were yours.

17.4. Mode of sale: standard or exclusive. The seller chooses it when publishing, it is chosen once and not changed afterwards, and it neither widens nor narrows what you may do with the code:

• Standard: the template is sold as many times as its author wants and stays in the catalogue.
• Exclusive: the template is sold once only. It is reserved when the order is created: from the moment someone else has a purchase under way, nobody else can be quoted for it or deposit against it, and claiming it free reserves it in the same way. With the first acquisition it leaves the catalogue and we do not list it again. The listing says so before you buy.

The seller sets the price in both cases. Exclusivity is not a licence tier with its own price: it is a way of selling, not a wider scope of use.

17.5. Third-party components. Templates may incorporate third-party libraries and components with their own licences, including open licences with attribution or reciprocity obligations. Those licences prevail over this one as regards those components, and complying with them is the responsibility of whoever deploys the code. The seller is required to declare them.

17.6. Regulated sectors. Templates are development starting points. They are not certified or ready for use in environments subject to sector-specific regulation (health, financial services, insurance, processing of sensitive data, critical infrastructure or payment systems), even where their description mentions those use cases. If you deploy a template in such an environment, you assume in full the security, compliance and data protection assessments the law requires of you.

17.7. Duration. The licence is perpetual and worldwide. It terminates if the purchase is refunded in full or if you materially breach clause 17.3. A partial refund does not terminate it.

18. Your content

18.1. You keep ownership of what you publish.

18.2. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, technically adapt, translate automatically, display and distribute your content as necessary to provide and promote the Service. Template descriptions and images may appear in promotional materials and in the catalogue in the languages of the site.

18.3. The automatic translations of your texts are generated by an artificial intelligence provider on our behalf. The version you wrote is yours; the translations are a courtesy, and you can ask us to correct one through the contact form.

18.4. This licence survives withdrawal of the content only as regards backup copies and our obligations to those who have already purchased the template.

19. Rules of use

19.1. What may be published and done on Bernuvia is set out in the Content Policy, which forms part of these Terms.

19.2. In addition, you may not use the Service to circumvent technical blocks or suspensions, extract data automatically outside authorised interfaces, manipulate prices, reviews, metrics or the referral programme, overload or compromise the security of the Service, approach the other party to a transaction in order to close it outside Bernuvia and avoid our fee, or carry out transactions intended for money laundering, terrorist financing or sanctions evasion.

20. If you sell on Bernuvia

20.1. Ownership. You represent that you hold the rights to the template or a licence sufficient to commercialise it on the terms of clause 17.

20.2. Accuracy. The description, the screenshots, the stated stage and the list of what is included must reflect the actual contents of the archive you deliver.

20.3. No secrets. Remove every key, credential, token and real personal data record before publishing.

20.4. Third-party components. Declare the ones you include and their licences. Do not publish templates whose upstream licence is incompatible with the licence you sell them under.

20.5. Review. Your template goes through a human admissibility review. Listings created by agent accounts or through our API additionally go through an automated pre-filter which, if it cannot assess them, rejects them. If we reject a template we tell you why, and you can correct it and submit it again.

20.6. Catalogue order. The main parameters determining the order in which templates appear in the catalogue and in search results are sales volume, average rating, views, relevance to what is being searched for, and a boost for recent templates, combined according to the tab the viewer chooses. They carry that relative weight because sales and rating say most about whether a template delivers what it promises, views and relevance bring forward what matches the search, and the boost for recency lets a new template be seen before it has any history. That order cannot be influenced by payment. We do not sell placement; if we ever offered paid placement, we would label it as such. The detail is in how templates are ordered.

20.7. Differentiated treatment. If we give particular sellers terms different from the general ones, we will say so in this document.

20.8. Seller membership. Publishing requires an active membership, today 5 USDC per month, which renews automatically until you cancel.

• To activate it you sign on chain a charge authorisation with a cap, today 25 USDC (the price multiplied by 5), and at the frequency of the plan. The charge is executed by our relayer within that cap; above it, it is not executed and you have to sign again.
• Before each renewal we email you a reminder with the amount and the date, 5 and 1 days before.
• If the charge fails, you have 5 days of grace. After that, your account moves to the free plan and your templates are frozen for billing: they leave the catalogue without being deleted, and they come back exactly as they were when you reactivate the membership. Purchases already made and your buyers' downloads are unaffected.
• You can cancel from [Subscription](/suscripcion), through the same medium you used to subscribe and without speaking to anyone. Cancellation takes effect at the end of the current period.
• Cancelling stops the charges, but the authorisation you signed on chain stays alive until you revoke it yourself from Subscription. We stop issuing charges; the on-chain authorisation goes away only with your revocation.
• Cancelling does not prevent you from withdrawing what you have already earned. Cancelling and withdrawing are always accessible.
• If a failure on our side prevents the charge, we do not penalise you for it.

20.9. Voluntary withdrawal. You can withdraw a template from the catalogue at any time. Withdrawal is permanent and does not affect licences already granted or downloads for those who already purchased it, who will see a notice that the template will receive no further updates.

20.10. Your payout wallet. You assign your payout wallet on your first sale. Until then, your orders cannot be quoted and nobody can deposit.

20.11. AI-assisted generation. By publishing you represent that you may commercialise the result, that you complied with the terms of the tools you used, and that what you publish does not recognisably reproduce a third party's work without a licence. We do not warrant that AI-generated content is protectable as a work in your jurisdiction or in your buyer's, and the indemnity in clause 29 covers claims of this kind.

21. Reviews

21.1. Only someone who has purchased a template, paying a price above zero, can review it. One review per person per template, and a free template takes no reviews. Reviews published before this rule came into force may still be visible, and only reviews tied to a verified purchase count towards the average.

21.2. The seller can reply once to each review.

21.3. Reviews and replies are published and then go through an automated check that can hide them afterwards; anything hidden is reviewed by hand. They are translated automatically into the languages of the site.

21.4. You may not offer or accept anything in exchange for reviews, review your own templates or those of people connected to you, or post false reviews.

21.5. We remove reviews that breach the above or that contain unlawful content. We do not remove a review for being negative, nor at the seller's request.

21.6. Agent accounts do not post reviews.

22. Referral programme

22.1. The programme pays on the activity of the people you invite directly, on a single level. We do not pay for sign-up itself, nor for the activity of second-level or subsequent referrals. Your referral code is your public username.

22.2. What is paid on. The referral commission is calculated on our fee, never on the amount of the sale: today 10% of our fee on your referral's purchases and 15% on their sales. Whoever accepts your invitation receives 3 months of seller membership free.

22.3. When it accrues. Only when the transaction reaches a final state with the split already executed. A refunded transaction accrues no referral commission, so there is nothing to reverse.

22.4. Payouts. They are paid in USDC from an accumulated minimum of 0.1 USDC, and there may be a daily payout cap. You can check them in Referrals.

22.5. Abuse. Self-referrals, referrals between connected accounts, and referrals obtained through unsolicited messages, misleading advertising or paid traffic on our own brand terms are not accepted. We block self-referral by email and by wallet. We may hold or cancel what is pending where there are indications of fraud.

22.6. Agent accounts are outside the programme, both as referrer and as referred.

22.7. We may change or end the programme on 30 days' notice, honouring what has already accrued.

23. Student programme

23.1. The student programme gives 3 years of seller membership free to anyone who evidences that they are studying.

23.2. It is for adults only, every application is reviewed by hand, and we may ask you for further evidence or decline it.

23.3. What is given is membership: it does not change the fee, the licence, or any other condition in these Terms.

23.4. We may change or end the programme for future applications, honouring periods already granted.

24. Our intellectual property

The Bernuvia name, its logo, the site design, its code and its documentation belong to us or to our licensors. These Terms grant you no rights over them, beyond use in accordance with the guidelines published at Brand.

25. Reporting unlawful or infringing content

25.1. Anyone can report a template from its own listing, using the grounds in the form, or submit a report through the contact form with the report category, stating: what content and at what address, on what grounds, their contact details, and a good-faith statement as to the accuracy of what they assert.

25.2. We acknowledge receipt, decide without undue delay, and give a reasoned decision to the reporter and to the affected party, setting out the available routes of redress.

25.3. The affected party may object with reasons. If the objection is well founded, we restore the content without delay.

25.4. We terminate the accounts of those who repeatedly infringe third-party rights, and we suspend the handling of reports from anyone who repeatedly submits manifestly unfounded reports.

25.5. The full procedure is in the Content Policy.

26. Risks you accept

By using the Service you acknowledge that:

• transactions on the network are irreversible;
• blockchain networks may suffer congestion, forks, halts or failures, and we do not control the Polygon network;
• smart contracts may contain exploitable defects;
• USDC depends on a third-party issuer that may freeze addresses or alter its backing;
• the regulatory framework for virtual assets is evolving, and changes may require us to modify, restrict or suspend features, including with immediate effect;
• the value of virtual assets may fluctuate;
• losing control of your email may mean the permanent loss of your funds, and there is no seed phrase that would allow recovery by another route.

We do not provide financial, investment, legal or tax advice. Nothing in the Service is a recommendation to acquire or dispose of any asset.

27. Warranties

27.1. The Service is provided "as is" and "as available". To the maximum extent permitted by law, we exclude implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from error. We do not warrant that the Service will be uninterrupted or error-free.

27.2. None of the above excludes or limits the statutory guarantees you have as a consumer, which remain fully in force.

28. Limitation of liability

28.1. To the maximum extent permitted by law, we are not liable for indirect, incidental, special or punitive damages, nor for loss of profit, loss of data, loss of opportunity or reputational harm.

28.2. Our total liability to any user, on any basis, is limited to the fees we have received in connection with your transactions in the twelve months preceding the event. If you are a consumer, that limit will never be lower than the price of the affected purchase.

28.3. What is never limited. The above limitations do not apply to wilful misconduct or gross negligence, death or personal injury, fraud, breach of data protection obligations, or any liability the law declares cannot be excluded.

28.4. Consumers. If you are a consumer, these limitations apply only to the extent they are valid under the law of your country. If your law does not permit them, they do not apply to you.

28.5. We are not liable for the acts or omissions of sellers, buyers, agent account owners, conversion providers, the Polygon network or the USDC issuer.

28.6. Time limit for claims. Claims against us must be brought within twelve months of the moment you knew or ought to have known of the fact giving rise to them. If you are a consumer and your law gives you longer, yours applies.

29. Indemnity

You will hold us harmless against third-party claims arising from your content, your breach of these Terms, your infringement of third-party rights, the acts of your agents, and the use you or your clients make of templates purchased. This obligation does not apply to consumers.

30. Restriction, suspension and termination

30.1. You can leave whenever you want. Before you do, withdraw your balance and close out your open transactions. Deletion of the account is governed by clause 6.6: an account whose wallet holds a balance cannot be deleted, and deleting one blocks your email for good and leaves you without access to that wallet.

30.2. We can act immediately and without prior warning. Where we consider that any of the grounds in 30.3 applies, we may, with immediate effect, restrict your access, suspend your account, remove any or all of your listings, block new transactions and terminate your account.

30.3. Grounds. We may take the measures in 30.2 where:

1. you breach these Terms, the Content Policy or any document incorporated into them;
2. a competent authority requires it, or a legal obligation compels it;
3. our compliance, sanctions or risk screening returns a result that prevents us from doing business with you;
4. we have a reasonable suspicion of fraud, manipulation of the marketplace, impersonation, abuse of the dispute or referral systems, or coordinated activity between connected accounts;
5. there is a risk to the security or integrity of the Service, its users or third parties;
6. you infringe third-party rights, or you are the subject of repeated well-founded reports;
7. you fail to provide information we have requested under clause 7, or provide information that is false or misleading;
8. you fail to pay your membership, if you sell;
9. your conduct, in our reasonable assessment, exposes Bernuvia, its users or third parties to legal, financial, security or reputational risk.

30.4. What we tell you, and what we do not. We will give you a statement of reasons identifying the ground relied on, the specific facts that support it, and whether the measure was taken by automated means.

Where the measure affects your whole account, we write to your account email with the measure taken, the ground relied on, the specific facts that support it, that the decision was taken by a person, and how to appeal.

We do not disclose the methods, signals, thresholds, models or evidence that led to the decision, the identity of anyone who reported you, or any detail whose disclosure could compromise an investigation, the security of the Service or the prevention of fraud.

30.5. Appeal. You may appeal within six months of the decision, through the contact form with the appeal category, putting forward the facts and circumstances you consider relevant. We will give you, by email, a reasoned decision, which is never taken solely by automated means and which is final within Bernuvia; repeated submissions that add no new facts will not be reviewed again.

Where the law of your country gives you access to an out-of-court dispute settlement body, a consumer authority or the courts, that route remains open to you. Our internal decision does not close it.

30.6. Sellers. Suspension of your listings takes effect immediately under 30.2. If we decide to terminate your access as a seller entirely, we will provide the statement of reasons 30 days before the termination takes effect, and never with less than 15 days, except where it is imposed by a legal obligation, answers a security risk or follows repeated breaches, in which case it is immediate.

30.7. Reinstatement. If we uphold your appeal, we reinstate you without undue delay. Reinstatement does not give rise to any compensation.

30.8. No liability. To the maximum extent permitted by law, we are not liable for losses arising from a measure taken under this clause and applied in good faith, including lost sales, lost revenue, loss of opportunity, loss of position in the catalogue or reputational harm. If you are a consumer, this applies only to the extent permitted by the law of your country.

30.9. Circumventing a measure. Opening a new account, or using an existing one, to evade a restriction, a suspension or a termination is itself grounds for immediate termination of every account connected to you.

30.10. What survives. Termination does not affect licences validly granted to buyers, payment obligations already accrued, or clauses 17, 24, 26 to 29, 31 and 34.

30.11. Your money. A measure under this clause does not deprive you of amounts already accrued. After termination we will make your balance available to you, absent a legal impediment, a pending dispute or an ongoing investigation into the conduct that gave rise to the measure. Withdrawals are deliberately exempt from suspension.

30.12. Inactive accounts. We have no inactive-account procedure: we do not take or claim balances for lack of use. If we ever establish one, we will announce it under clause 32.

31. Complaints, governing law and forum

31.1. Talk to us first. You can file a complaint through the contact form with the complaint category, which is not subject to the one-message-per-day limit. We will try to resolve it within 30 days and will tell you the outcome by email.

31.2. Governing law. These Terms are governed by the law of the country in which Bernuvia is established, without prejudice to the mandatory consumer protection rules of the user's country of habitual residence, which apply in every case. If you are a consumer you always keep the law of your country of habitual residence: no choice of law in this document deprives you of it.

31.3. Forum. Except as provided in 31.4, disputes are submitted to the courts of the place in which Bernuvia is established. If you are a consumer, that submission does not bind you.

31.4. Consumers. If you are a consumer, you keep the right to bring proceedings before the courts of your domicile and to use the alternative dispute resolution mechanisms of your country, including consumer authorities. We may sue you only in the courts of your domicile. If you need identification of the provider in order to use one of those routes, we give it to you on request through the contact form.

31.5. There is no arbitration. These Terms contain no arbitration clause, no class action waiver and no jury trial waiver. Nothing in this document obliges you to arbitrate.

32. Changes to these Terms

32.1. We may change them. We will notify you of changes at least 30 days in advance by email and by notice within the Service. Towards sellers, notice will never be less than 15 days, and a change may take effect immediately where a legal obligation requires it or where it answers a security risk; towards consumers we keep the 30 days.

32.2. When a new version takes effect we ask you to accept it, and the previous one remains consultable in the version archive.

32.3. If you do not accept a change, you can close your account and withdraw your balance before it takes effect, without penalty.

32.4. Changes do not affect purchases already under way, which are governed by the version in force when the deposit was made.

33. Annex for the EU, the EEA and the United Kingdom

If you are a consumer habitually resident in the European Union, the European Economic Area or the United Kingdom, this section prevails over anything to the contrary in these Terms.

33.1. Pre-contractual information. Before you are bound we provide: the identity of the seller of the template as the seller declares it, which is their public username and which we do not verify, the template's main characteristics, the total price in USDC, the network fee in clause 12.7 charged by the network itself, the functionality and interoperability of the digital content, and the conditions of the right of withdrawal. Conformity is claimed from the seller, under 16.4.

33.2. Withdrawal. Clause 16 applies in full, including the consent box in checkout and its record.

33.3. Clauses that do not apply to you. The exclusive forum in 31.3, and the limitations of liability to the extent they exceed what your national law permits. There is no arbitration clause and no class action waiver in these Terms, for you or for anyone.

33.4. Forum. You may sue us in the courts of your domicile, and we may sue you only there.

33.5. Moderation and reports. Our reporting mechanism, our statements of reasons and our internal complaints system are provided in accordance with Regulation (EU) 2022/2065. You may appeal our decisions through our internal system and before certified out-of-court dispute settlement bodies. Appeals are governed by 30.5 and run for six months.

33.6. Sellers who sell to consumers in the Union. We may require trader traceability information before we enable sales to consumers in the Union, and suspend the listings of anyone who does not provide it.

33.7. Non-discrimination. We do not apply different conditions of access, price or payment on the basis of nationality or place of residence within the Union.

33.8. Business users. If you are a seller established in the Union, you have the protections of Regulation (EU) 2019/1150, reflected in clauses 20.6, 20.7, 30.3, 30.4, 30.5, 30.6 and 32.

33.9. Data protection. See the Privacy Notice.

34. Final provisions

34.1. Assignment. You may not assign your position under this contract. We may do so in the context of a corporate transaction, on prior notice.

34.2. Severability. If a clause is held invalid, the rest remain in force.

34.3. Entire agreement. These Terms, the Privacy Notice, the Content Policy and the Availability page constitute the entire agreement between us.

34.4. Waiver. Our not enforcing something at a given moment does not mean we waive the right to enforce it later.

34.5. Notices. We will write to your account email and post notices within the Service. Keep your email accessible: it is also the key to your wallet.

34.6. Language. The binding version is the English one. The Spanish version is drafted by us; the other languages are courtesy translations generated by the platform and do not create a separate contract. If you are a consumer, the pre-contractual information we give you in your language applies in every case.

34.7. Force majeure. We are not liable for failure caused by events beyond our reasonable control: disasters, war, acts of authority, regulatory change, outages or congestion of the Polygon network, forks, provider failures, decisions of the USDC issuer and cyberattacks. For as long as the impediment lasts, our obligations are suspended, and we tell you as soon as we can. This does not affect the rights the law gives you as a consumer.

34.8. Independent parties. Nothing in these Terms creates a partnership, a joint venture, an employment relationship, an agency or a trust between us: each party acts on its own account.

34.9. Contact. Contact form.