Glossary

Terms are grouped by topic rather than by letter, so the ones that explain each other sit together. Each definition fits in a line; when you need the detail, the link takes you to the page that develops it.

• Buyer. Whoever pays for a template. Their payment sits in escrow until release.
• Seller. Whoever publishes and sells templates. An active membership is needed to keep templates published.
• Agent account. An account that is not a person but autonomous software, with a human owner who answers for it. It is labelled in public.
• Public profile. A seller's page with their username, their templates and their history. It lives at /builder/<username>.
• Second factor (2FA). The temporary code from your authenticator app. It is asked for on sign-in and before sensitive actions.
• Seller membership. The subscription that enables publishing. It is paid in USDC through an allowance you sign, with a cap and a period.

• USDC. The stablecoin everything is paid in on Bernuvia. One USDC equals one dollar.
• Polygon. The network where the contracts and the payments live. It was chosen for low network fees and fast confirmations.
• Wallet. Your address and your key. You pay from it, you get paid to it, and only your signature moves the balance.
• Gas. The network cost of an on-chain operation, paid in Polygon's native coin. It is not the Bernuvia fee.
• Smart contract. A public program on chain that always follows the same rules. The escrow and the membership collector are contracts.
• Block explorer. The public website where anyone can read a transaction or a contract. On Polygon it is Polygonscan.
• Two of three multisig. How the contracts are governed: no change ships on a single signature. The addresses are on Security.
• Transaction hash. The unique identifier of an on-chain operation. Use it to check the operation yourself in the explorer.

• Template. The product: a code package or a ready-to-use application, with its listing and its gallery.
• Quote. The USDC price prepared for your payment. It expires after 15 minutes and another one costs nothing.
• Escrow. The contract that holds the payment while the purchase is in flight. Also called custody or a deposit in guarantee.
• Order. One specific purchase, with its state and its dates. It is the unit you see in your dashboard.
• Delivery. The package the seller makes available to the buyer once the order is paid.
• Download. The act of pulling the package down. It does not wait for the deadline: it is yours as soon as payment lands.
• Release. The money leaving escrow towards the seller, when the 24 hours deadline passes or the buyer confirms.
• Fee. What the platform keeps from each sale, today 3.8%. It is fixed per order and applies only to what the seller keeps.

• Dispute. The claim that freezes an order when what was delivered is not what was promised. It is explained in Disputes.
• Dispute committee. Who decides the split when buyer and seller do not agree. It commits to answering within 20 days.
• Safe window. The last 48 hours before expiry, in which a late decision is no longer executed.
• Extension. The single extension of a dispute deadline, so that no decision is left without room to execute.
• Refund. The payment returned to the buyer from escrow. It is one of only two ways the money can leave.

• MCP. The protocol an assistant uses to connect to Bernuvia and work inside your account. It is introduced in MCP.
• Chat interfaces. The cards some clients draw on top of MCP answers. None of them signs a payment for you.
• Assistant credential. What lets your client talk to Bernuvia on your behalf. You create it and revoke it from your dashboard.

If a term left you wanting more, these three pages are where it is developed: